Long Term Care Insurance
Preserving Choice and Dignity When You Need Care
If you ever have a long-term illness, a chronic condition or Alzheimer’s disease, you may need help with things like bathing, dressing and eating. Your family may want to help you, but they may not be physically able to provide care or their busy schedules may make it difficult to devote enough time to your needs. Aides can come into your home, but these costs are not usually covered by ordinary health insurance policies and Medicare. These expenses can quickly deplete your nest egg, no matter how much you’ve saved. This is when long term care insurance can help.
Someone who has a chronic condition or is returning from a stay in a hospital or rehabilitation facility may need these services, which can be covered by long term care insurance:
- Personal and Home Health Aides
- Personal and Home Health Aides
- Homemaker Services
- Assisted Living Facilities
- Nursing Home Care
- Adult Day Care
- Hospice Care
Ask yourself, what will I do when my health changes?
- Protect your independence and preserve your dignity!
- Protect your right to choose where you want to receive your care!
- Protect your nest egg!
- Protect your family and your peace of mind!
With the cost of long-term care exceeding $60,000.00 a year, a critical decision for most Americans is how to protect their nest egg from the devastating effects of a chronic illness or accident.With the cost of long-term care exceeding $60,000.00 a year, a critical decision for most Americans is how to protect their nest egg from the devastating effects of a chronic illness or accident.
A long-term care professional can design a program to fit your individual needs. Consider Rosenheck and Co.